Personal Finance Tracker
“I keep up with my bills and usually pay everything on time, but I have trouble seeing the whole picture. I want an app that lets me enter my current balances, upcoming paychecks, recurring bills, debts, credit cards, savings goals, and regular spending in one organized place.
I would like all of my information stored privately in my own cloud-based Google Sheet, with the app drawing from that sheet and presenting the results in a much simpler, more user-friendly way. I want to open the app and immediately see what money is available, which bills are due before my next paycheck, how much I should set aside, and what amount is reasonably safe to spend.
The app should be centered around my pay schedule. It should show where each paycheck is expected to go, carry shortfalls forward when there isn’t enough money, account for partial payments, and explain which bills should receive priority. I would also like to record payments, transfers, income, and spending so the plan stays current.
I want the app to include what-if tools so I can see what might happen if a bill changes, income is delayed, or I make an extra debt payment. It should be easy to use on my phone, protect my privacy, never require bank passwords or direct bank access, and keep my financial records in my own Google account rather than in a company-owned database.”
Completed demoView Personal Finance Tracker↗

